Menu
Log in


2026 Executive Committee




PRESIDENT

Ken West

Ken West has been in the Consumer Finance industry for 43 years. He began his career at Pioneer Credit in Cleveland TN in August of 1983. Promotions followed to Branch Manager, District Supervisor, Vice President of Operations then Senior Vice President of Operations from 1987 to 2010. In 2014 Pioneer Credit sold to Mariner Finance, and Ken came on board with the acquisition as Vice President of Operations, over Tennessee and Alabama. 

Contact Ken.




VICE PRESIDENT

Stacy Lipford

Stacy started in the finance industry in 1996 as a customer service representative with First Family Financial Services. She was promoted to assistant manager in 1998. Stacy worked as an assistant manager for Personal Finance from 2000 to 2005.  She is currently the managing member of an independent finance company, Tennessee Independent Credit Group.

Contact Stacy.



TREASURER

Josh Nickerson

Josh Nickerson began his career in consumer finance in 2000 at Onemain Financial; he was promoted to branch manager in 2004. He managed for eight years in Winchester, TN until leaving to open a new office for 1st Franklin Financial in 2013. Josh was promoted to Regional Operations Director in 2017, and to Operations Vice President January 2024. 

Contact Josh.



IMMEDIATE PAST PRESIDENT

Joe Perdue

Joe Perdue has over 35 years working in the Consumer Finance Industry. He began his career in the Consumer Finance Industry in 1982 as an outside field collector for Barclays American Financial. After Barclays was purchased by Commercial Credit (currently One Main Financial), Joe worked his way up through various positions at One Main before eventually leaving the company in 2007 to join Mariner Finance as Senior Vice President of Branch Operations. Joe retired from Mariner in 2025.

Contact Joe.


Tennessee Consumer Finance Association 
5133 Harding Pike, B-10 #380
Nashville, TN 37205-2891
Phone: 615.345.9582
Mobile: 615-812-2768
Email: amiller@oakridgeamc.com

Privacy Policy

© 2024 Tennessee Consumer Finance Association (TCFA). All rights reserved.

Professionally Managed by Oak Ridge Association Management Company



Powered by Wild Apricot Membership Software